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Category archives for: Insurance

How to choose between Term and Whole Life Insurance

How to choose between Term and Whole Life Insurance

A recent study showed that more than six in ten British women have no life insurance cover to protect the financial security of their families. A recent study showed that more than six in ten British women have no life insurance cover to protect the financial security of their families. They know they should take [...]

Ensure that your insurance claim goes smoothly

Ensure that your insurance claim goes smoothly

Last year more than 2,000 fraudulent insurance claims were detected every week – worth some £16 million – according to the latest figures from the Association of British Insurers. This is a significant rise on the previous year which suggests that the recession is causing more people to be dishonest and insurers are getting better [...]

Cut the cost of critical illness insurance

Cut the cost of critical illness insurance

Being diagnosed with a serious illness is one of the most stressful events that could happen to you. As well as dealing with the illness you will need to consider how you will cope financially if you become too ill to work. Critical illness insurance pays out a tax-free lump sum should you contract a [...]

Insights into Personal Injury and Accident Insurance Claims

Insights into Personal Injury and Accident Insurance Claims

Besides botching up your body (and sometimes your love life) what else does the injury mean to you? It means a ton of financial expense’s, including repairing your motor vehicle, lost wages, a shock to your life style, a tremendous inconvenience and short or long periods of pain and discomfort – – all of it [...]

Will travel insurance cover the BA strike?

Will travel insurance cover the BA strike?

British Airways passengers have been urged to contact their travel insurers to ensure they are protected should strike action go ahead. Yesterday the airline’s largest union, Unite, announced that 7,400 cabin crew have voted in favour of strike action. British Airways staff are angry about cost-cutting measures and new employee contracts introduced last November. Despite [...]

Is your engagement ring covered?

Is your engagement ring covered?

The
 average engagement ring costs £1,500, according to esure, yet many of us forget to get adequate cover in case it is lost or stolen. Johanna Gornitzki offers some tips on ensuring your rings – and other jewellery – is covered. While you can never replace your ring’s emotional value, there are ways you can [...]

Car insurance premiums up a record 20pc

Car insurance premiums up a record 20pc

The average annual premium is now £564.19 – almost 20pc more than it was this time last year, according to market research firm Consumer Intelligence. Motorists renewing car insurance policies face the largest annual hikes ever recorded, according to research from independent market research firm, Consumer Intelligence. The average annual premium is now £564.19 – [...]

Insurers reject claims from drunken skiers

Insurers reject claims from drunken skiers

Think before you drink on the slopes- as insurers warn drunken skiers they will not pay out if the worst comes to the worst. Many law-abiding Britons who would not dream of drink-driving continue to ski when sloshed. Now insurers say they will not pay out for alcohol-related accidents. New research suggests that alcohol played [...]

New Year money makeover: change your home insurance and save £122

New Year money makeover: change your home insurance and save £122

According to research by Moneysupermarket.com, householders can cut the cost of their home insurance by £122, without cutting back on cover. While it may seem obvious, shopping around for insurance can save you a fortune. Never just accept the renewal quote you are offered as it is always worth getting quotes from rival insurers. But [...]

Motor insurance: uninsured drivers cost us £2bn a year

Motor insurance: uninsured drivers cost us £2bn a year

AA Insurance says that the average comprehensive motor insurance policy now costs more than £1,000 a year. Car insurance premiums increased by a record 20pc during the past year as fraudulent claims and damage done by uninsured drivers pushed up costs for law-abiding motorists. About 100,000 motor cover quotes from a wide range of insurers [...]

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