We investigate how families are finding innovative ways to generate some extra cash. Britain may officially be out of a recession, but for many their economic battles are only just beginning. It was a point that Ed Miliband, the leader of the Opposition, reiterated last week when he said that more and more families will [...]
You know you’re living paycheck to paycheck if you find that you’re consistently running out of money before your next paycheck arrives. If you frequently have to borrow money from friends or relatives, take out payday loans or cash advances, or use your credit cards to cover your expenses until your next payday, then you’re [...]
Food is one of the driving factors behind inflation. If you want your shopping bill to stay the same in the coming months, you will need some savvy tricks to ensure you don’t pay too much. 1. Know your supermarket For many of us, the supermarket offers too many temptations. It can be better not [...]
The Financial Services Compensation Scheme (FSCS) is launching its first ever TV and advertising campaign, to raise awareness among consumers about how their savings and investments are protected. This new campaign comes as the FSCS beefs up the protection available to savers. From the January 1 this year, the FSCS will guarantee the first £85,000 [...]
Two million people have used their credit card to pay their mortgage or rent, up 50 per cent in a year, charities have warned. The survey by Shelter shows the drastic measures households are taking to keep a roof over their head amid a sharp rise in the cost of living. The charity predicted many [...]
It’s perfect – for someone else. Emma Simon on what to do with all those unwanted gifts. It’s probably not surprising that two out of three of us unwrapped a gift we didn’t really want this Christmas. But what’s more surprising is that an estimated 366,000 people already had the item listed on eBay by [...]
The OFT’s report into pricing scams shows how bad we are at making important financial choices, argues Alasdair Palmer. The Office of Fair Trading last week identified a number of ways in which retailers persuade us to buy things at higher prices than we would agree to, were we not bamboozled by the sales techniques. [...]
A third of parents suspect their children of making secret phone calls as almost half say their phone bills are larger than they expected, new research reveals. The study blamed the popularity of television reality shows such as X Factor, for increasing the temptation for secret dialing among children who make secret calls to keep [...]
As Britons shop online in record numbers, we explain how to protect your money from internet fraud. Here are the Telegraph’s top tips to protect yourself from fraud – Install security software on your computer. Many banks offer a free package to customers. – Never open or respond to suspicious-looking emails. Your bank will never [...]
Savers will have to take on some risk if they want their cash to stay ahead of inflation. If there is one group of investors who have suffered during the economic crisis it is income seekers – there have been few places for them to turn. The economic downturn left many companies with little choice [...]
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